WEBVTT
X-TIMESTAMP-MAP=LOCAL:00:00:00.000,MPEGTS:63000

1
00:00:00.400 --> 00:00:03.600
<v 0>Everyone knows. GU is extra. Yeah, extra expensive,</v>

2
00:00:04.920 --> 00:00:08.400
a typical fast food burrito bowls gonna cost you around $10.

3
00:00:09.020 --> 00:00:11.360
Here's how much money you can save by making your own.

4
00:00:11.880 --> 00:00:16.280
I was labeled to buy all these groceries for just 20 bucks. Now,

5
00:00:16.280 --> 00:00:19.640
20 is more than 10, but with all these ingredients, I can make multiple meals.

6
00:00:20.540 --> 00:00:21.910
Instead of ordering takeout,

7
00:00:22.080 --> 00:00:25.750
recreating those meals at home is gonna be more affordable and you'll get way

8
00:00:25.750 --> 00:00:27.870
more out of it for less than a dollar.

9
00:00:28.070 --> 00:00:31.350
A pantry staple like canned beans is gonna give you four servings.

10
00:00:31.970 --> 00:00:35.550
You can save even more per serving by purchasing dried goods and canned goods

11
00:00:35.570 --> 00:00:39.150
and bulk. Instead of chicken breast purchase chicken thighs,

12
00:00:39.150 --> 00:00:40.870
they're gonna be more affordable per pound,

13
00:00:41.160 --> 00:00:45.380
easier to cook and way more flavorful, 8 cents

14
00:00:47.080 --> 00:00:50.140
23 cents a dollar 16,

15
00:00:51.180 --> 00:00:56.060
a dollar 16, 21 cents 30 cents,

16
00:00:57.680 --> 00:01:02.250
10 cents. For less than $4. We've got a serving.

17
00:01:03.030 --> 00:01:06.810
And with these leftover ingredients, you can create many more meals. Hey,

18
00:01:06.830 --> 00:01:10.450
if you're craving a burrito, throw this in a tortilla, buy am.

19
00:01:11.790 --> 00:01:14.370
That's a new newborn baby right there. Thing is huge.

20
00:01:16.300 --> 00:01:19.460
Everyone knows guac is extra. Yeah, extra expensive.

21
00:01:19.800 --> 00:01:24.010
Here's how to make better affordable guacamole. When you purchase avocados,

22
00:01:24.110 --> 00:01:28.170
get the small ones. Those are gonna be less expensive. Guacamole is best,

23
00:01:28.180 --> 00:01:33.050
fresh and made and small portions. What I do is make a Pico Dega first

24
00:01:35.280 --> 00:01:37.210
that already looks fresh and delicious,

25
00:01:37.590 --> 00:01:39.530
and this will keep in the fridge for a few days.

26
00:01:41.050 --> 00:01:45.440
Leftover guacamole turns brown real quick. So make it one avocado at a time.

27
00:01:45.750 --> 00:01:47.040
Give these a quick mash.

28
00:01:49.020 --> 00:01:51.680
Now just a spoonful of that Pico in there,

29
00:01:53.190 --> 00:01:56.160
salt and my favorite part line.

30
00:01:57.300 --> 00:02:01.520
Now mix at your grocery store. Look for fresh made chips.

31
00:02:01.520 --> 00:02:04.350
Those are usually more affordable and they're taste way better,

32
00:02:04.780 --> 00:02:09.190
less than a dollar. This walk is extra, extra delicious.

33
00:02:10.300 --> 00:02:11.910
When it comes to affordable ingredients,

34
00:02:12.090 --> 00:02:16.670
you can't beat rice and complete meals like chicken and rice dishes do not have

35
00:02:16.670 --> 00:02:17.503
to be bland.

36
00:02:17.890 --> 00:02:22.590
Here's how to make affordable and delicious chicken and rice individual

37
00:02:22.810 --> 00:02:26.540
spices can be a little expensive. So try different seasoning blends.

38
00:02:26.540 --> 00:02:30.220
These are gonna pack a ton of flavor without the need to purchase a bunch of

39
00:02:30.220 --> 00:02:34.420
individual seasonings. One pot rice dishes are so versatile.

40
00:02:34.440 --> 00:02:37.500
You can add whatever veggies you want, even frozen vegetables,

41
00:02:37.500 --> 00:02:39.460
which will last longer and are sometimes cheaper.

42
00:02:42.060 --> 00:02:46.690
Toasting. The rice will give you a nutty flavor, help with the texture smell,

43
00:02:48.030 --> 00:02:52.530
ITM smell, and nutiness this recipe uses canned dice tomatoes,

44
00:02:52.710 --> 00:02:56.090
but you can also find fire roasted for even more pizazz.

45
00:02:57.350 --> 00:02:58.690
And instead of water, use.

46
00:02:58.690 --> 00:02:59.523
<v 1>Chicken broth</v>

47
00:03:03.750 --> 00:03:06.440
chicken and rice is an affordable, complete meal.

48
00:03:06.580 --> 00:03:09.640
And just by switching up those vegetables in the seasonings,

49
00:03:09.780 --> 00:03:13.960
you can have a totally different dish. When it comes to pasta and rice dishes,

50
00:03:13.960 --> 00:03:17.200
you can take a little bit of protein and stretch it into a fulfilling meal.

51
00:03:18.660 --> 00:03:23.350
Bone Appetit setting aside money is not always the

52
00:03:23.350 --> 00:03:27.070
easiest thing to do. Here's some budgeting tips to help you spend wisely,

53
00:03:27.900 --> 00:03:30.990
empower yourself to take control of your personal finances.

54
00:03:31.490 --> 00:03:32.510
If you're just getting started,

55
00:03:32.510 --> 00:03:35.310
this is as easy as listing out your personal expenses.

56
00:03:35.820 --> 00:03:38.190
Take advantage of spreadsheet, templates, and apps.

57
00:03:38.300 --> 00:03:43.100
That'll help you keep track of your monthly expenses when it comes to financial

58
00:03:43.100 --> 00:03:45.700
success. It's all about knowing where every cent is spent.

59
00:03:46.200 --> 00:03:48.620
If you're looking to get ahold of your personal finances,

60
00:03:48.740 --> 00:03:53.100
a simple principle you can follow is the 50, 20, 30 rule from your total monthly

61
00:03:53.160 --> 00:03:56.820
income. You'll separate that into three categories. Living expenses,

62
00:03:57.050 --> 00:04:02.050
savings and spending this spin 50% is the total you should be spending on rent,

63
00:04:02.240 --> 00:04:04.570
utilities, transportation and groceries.

64
00:04:04.990 --> 00:04:07.970
20% of that monthly income should go to savings.

65
00:04:09.470 --> 00:04:13.530
The remaining 30% is for fun stuff like coffee, dining and entertainment.

66
00:04:14.540 --> 00:04:17.610
After all the most important thing is to make sure you're living within your

67
00:04:17.610 --> 00:04:21.040
means. Of course, nowadays we don't to manage this in cash.

68
00:04:21.060 --> 00:04:22.400
We can do it all digitally.

69
00:04:23.110 --> 00:04:26.840
It's a good idea to make a list or set reminders for subscriptions and any

70
00:04:26.840 --> 00:04:27.673
recurring bills.

71
00:04:28.110 --> 00:04:31.080
That way you can keep an eye on those charges and cancel things you're not using

72
00:04:32.180 --> 00:04:32.960
at the end of the day,

73
00:04:32.960 --> 00:04:36.480
understanding your budget by monitoring your expenses is gonna be the best way

74
00:04:36.480 --> 00:04:39.520
to achieve your financial goals. Once a year.

75
00:04:39.520 --> 00:04:43.710
It's a good idea to or organize all around your house and set aside items you

76
00:04:43.710 --> 00:04:44.530
can get rid of.

77
00:04:44.530 --> 00:04:48.430
Here's how to turn unwanted items into some extra cash after your dund

78
00:04:48.430 --> 00:04:51.590
decluttering. Those extra items still have value for clothing.

79
00:04:51.650 --> 00:04:55.070
If it's good quality and in good condition, take it to a secondhand shop.

80
00:04:55.620 --> 00:04:59.790
Marketplace apps are gonna be great for items like furniture

81
00:05:00.770 --> 00:05:05.460
of appliances and some electronics it's as easy as posting the

82
00:05:05.530 --> 00:05:09.180
item it's passive. And as soon as you accept an offer, you get paid.

83
00:05:09.520 --> 00:05:11.740
And as a little PSA, whenever you're transferring items,

84
00:05:11.850 --> 00:05:16.380
just make sure you're doing it safely for collectibles and valuables,

85
00:05:16.410 --> 00:05:18.860
post those on online options to get the most money.

86
00:05:19.400 --> 00:05:23.210
And when it comes to phones and computers often have trade in value with the

87
00:05:23.210 --> 00:05:27.450
manufacturer. So why not turn that clutter into extra spending money.